Health insurance helps individuals manage the costs of healthcare and provides access to necessary medical services. It protects against financial hardship resulting from unexpected medical expenses and ensures that individuals can receive timely and appropriate healthcare when needed.

Health insurance typically covers a range of medical services, including doctor visits, hospital stays, surgeries, diagnostic tests, prescription medications, preventive care, and mental health services. The specific services covered may vary depending on the plan and insurance provider.

Yes, many health insurance plans cover preventive services at no additional cost to the insured individual. This may include routine check-ups, immunizations, screenings for conditions such as cancer and diabetes, and counseling for healthy lifestyle habits.

Yes, we offer customizable insurance policies. You can work with our agents to tailor your coverage limits, deductibles, and additional endorsements to align with your unique requirements.

The ability to keep your current doctor depends on the type of health insurance plan you have and whether your doctor is in the plan’s network of healthcare providers. Some plans require you to choose a primary care physician within the network, while others may offer out-of-network coverage at a higher cost.